Webmoney is a worldwide system that works with Internet payments and a person can get the money earned, make an online purchase, pay for services, etc. But for all these manipulations, you need to create a Webmoney wallet. The convenience of this method is beyond doubt, since all transfers are carried out within 5 minutes, which significantly reduces the time for resolving all financial issues. At the same time, the user has the opportunity to withdraw his funds from the system at any time, transfer them into real money.
WMID
WMID is a unique account number that is provided once and remains in the system forever. Despite this, it can be obtained again, but only for the same registration data. This is done in order to carry out, for example, commercial activities through one WMID, and use the other for personal needs, etc.
Each user can create a wallet within their account. Webmoney works with various currencies, but more on that later. A wallet is a place where personal funds are stored. Any user has the right to create as many cash accounts as he needs. In order to have access to your wallets, you need to install the "Keeper", which is used to log in to the WMID. Therefore, if you decide to start a Webmoney wallet, then the first step is to register.
Registration in the system
In order to go through the registration procedure, you must first go to the official website and find the necessary link there.
When you find it, after clicking, the system should redirect you to a page where you need to specify your mobile number. This is followed by several consecutive steps, during which you must specify your data, mailbox, TIN, passport. After that, you will receive appropriate notifications by email and phone with confirmation of registration.
"Keeper"
Each new user, who has not yet been verified, gets the opportunity to manage only Keeper Mini, which has rather modest capabilities and a restriction on the daily transfer of funds, which can protect its owner from unauthorized hacking and theft of funds. So, if this happens, the owner may incur only minor losses. Logging into this "Keeper" is done using your username and password.
During the first login, you need to note whether you have a previously created account and you just want to add another authorization tool, or if you are a beginner. As you can see, there are no wallets in this "Keeper" yet. In order to create them, you need to find the "+" icon, then "Add", and then select the required currency. All payment transactions in this "Keeper" undergo a mandatory SMS confirmation, you can remove it in the settings.
Certificates
Before starting a Webmoney wallet, any user needs to get acquainted with such a term as "passport". This is nothing more than a personal identifier, thanks to which the system can recognize you, something like a virtual passport. Such certificates are of several types, namely:
- Pseudonym certificate - issued to those users who chose not to provide their personal identity data. In this case, there are some restrictions in the services of the system.
- A formal passport is issued if you have filled in personal data about yourself and provided confirmation in the form of scanned documents. It is the basic one and the most widespread among the participants of the system.
- A personal passport is issued to those users who have applied to an authorized representative office for personal confirmation of documents and the compliance of their person with them. Thanks to this, the system participant has access to some additional functions, such as the ability to take out a loan.
Types of wallets
Before starting Webmoney, you need to figure out what kind of finance you need, because they differ somewhat from the generally accepted abbreviations in the world:
- US dollars - WMZ (Z).
- Russian rubles - WMR (R).
- Ukrainian hryvnia - WMU (U).
- Euro - WME (E).
- Belarusian rubles - WMB (B).
- Gold - WMG (G).
These are the main types that will be available to the user, not counting wallets for credit transactions.
Creating a wallet
Any member of the system has the ability to create exactly as many wallets as he needs. It should only be noted right away that there is no need for unnecessary ones, since it will be impossible to delete them.
Let's consider the creation of wallets using the example of "Keeper Mini". To begin with, you need to carefully consider everything that appeared before your eyes in order to quickly navigate. Now you need to find the appropriate tab, which will say "Wallets". After clicking, a corresponding window opens, where when you click Add More, a special creation page appears. Here you need to select an equivalent, for example, US dollars, then read the user agreement and, having accepted it, click on the "Create" button. If everything is done correctly, the wallet will instantly appear in the "Keeper". At the same time, only one wallet can be created for one currency. If this is not enough for the user, you need to use other login methods, for example, Keeper Classic.
By the way, in "Keeper Classic" the whole process is similar.
How to create a Webmoney wallet in Belarus?
In fact, there is nothing difficult to register from any country, and even more so from the CIS. It all comes down to simply indicating in the registration form all the necessary data about your actual location, be it Belarus or another country. Similarly, you can create a Webmoney wallet in Ukraine.
As for novice users, the Keeper Mini is the best option, since there is the simplest registration, which takes no more than 2 minutes.
At the same time, "Keeper Light" will be more difficult to register. Keeper Classic will remain the most difficult because you need to install it on your PC and then save a special key file. But in fact, it is also the most secure, not to mention all of its capabilities.
For the convenience of users, there is also a mobile version, it is easy to install, quick to register, but limited in its functions.
Operations with wallets
After you have managed to create a Webmoney wallet, it should be replenished. This can be done in various ways, based on where you live and what type of funds you have. It should be noted right away that there are a large number of such methods, and of all that the official website offers, the following are worth noting:
- From a bank card online.
- Payment terminals.
- Internet banking.
- Electronic money.
- From a mobile phone account.
- Through the cash desks of retail chains.
- Transfer to the Guarantor for storage.
- Through a bank branch.
- Remittance.
- Postal transfer.
- Prepaid cards and vouchers.
- ATM machines.
- Bank transfer.
- Exchange offices Webmoney.
As you can see, the list is really impressive, and if necessary, everyone will find their preferred method. The difference lies only in the interest rate of the commission and the date of receipt of funds to the wallet. Only it is worth adhering to the mandatory sequence: first, we start the Webmoney wallet, figure out how to use it, and then replenish it.
In some cases, when making a direct payment, you only need to indicate your wallet number in the selected currency. For other methods, for example, when buying a card through an authorized point of sale, this is not necessary. Since everything is done either in the "Keeper" itself, or through the official website. So, starting a Webmoney wallet is still half the battle, you need to properly manage it, replenish and withdraw funds.
Caution - scammers!
Summing up all of the above, it is worth noting that after we start a Webmoney wallet, additional responsibility falls on our shoulders, because money loves accuracy and thrift. Therefore, in no case should you forget about such problems as scammers and swindlers. You should never trust the "miracle" e-currency exchangers that offer very favorable rates, you should not transfer money to those accounts (if this is not your friend) that cannot provide you with an invoice. And in general, in the event of any non-standard situation, it is better to double-check everything on the official Webmoney website or ask your more experienced comrades, than to find yourself in a broken trough.
Now you know how to create and replenish a Webmoney wallet without experiencing any problems, and how not to fall for the tricks of swindlers. Remember that all money loves an account and safe storage, and it makes no difference whether it is in a real wallet or in a virtual wallet.